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FAQs

FAQ

Frequently Asked Questions

What coverage do I actually need?

Most states require liability at a minimum. Consider collision for newer vehicles and comprehensive for theft, weather, or vandalism. MotorCov helps you compare options so you only pay for what you need.
How are auto insurance rates calculated?

Rates reflect your vehicle, location, driving history, coverage limits, and chosen deductible. Discounts may apply for safe driving, bundling, paying in full, or low mileage. We show pricing transparently.
What is the difference between comprehensive and collision?

Collision covers damage from a crash with another vehicle or object. Comprehensive covers non-collision events like theft, fire, falling objects, or storms. Many drivers choose both for fuller protection.
How do claims work with MotorCov partners?

After an incident, gather details and photos if safe. Contact your insurer or start a claim online 24/7. Our team can guide you through steps, paperwork, and next actions until resolution.

Our strengths

MotorCov focuses on clarity, savings, and service. We make it easy to compare plans, customize coverage, and get help when you need it.

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